Morrison insurance Solutions

Latest News

Feb

03

2017

11 Tips on Managing Electrical Faults

With the increase of announcements by leading brands who are reporting faults within their products, it’s not a surprise that millions of households throughout the UK are thought to be affected. We look at some ways to mitigate potential loss...  ... Find out more


Feb

03

2017

BIBA Announce new Commercial Flood Scheme

The British Insurance Broking Association (BIBA) has recently announced the launch of a new flood scheme for businesses that were ineligible for insurance cover under the Flood Re scheme.  ... Find out more


Feb

03

2017

Getting to know Elaine Ryan

In this article we will explore the role of Elain Ryan, Senior Manager at Pi-Property Insurance. We find out more about what her job role entails, what makes her tick and what ticks her off   ... Find out more


Dec

07

2016

Breaking News - Gable Announced Bankrupt

The FSCS have announced that insurer Gable have been declared bankrupt. It means that all insurance policies currently with Gable will need to be replaced immediately to ensure the policyholders have full cover...  ... Find out more


Dec

01

2016

Are you ready for the freeze?

As winter approaches and the cold sets in, we look at the best way to prepare for when the temperatures drop...  ... Find out more


Dec

01

2016

Getting to know Richard Nurrish

In this article we will explore the role of Richard Nurrish, Manager of our Corporate and Speciality Lines team at Pi-Property Insurance. We find out more about what his job role entails, and delve into the mystery that is Richard Nurrish  ... Find out more


Dec

01

2016

Supporting Sense - The Big Abseil

On 29th September 2016, five of our brave co-workers took on a 210ft, 16 story office block all in the name of charity. Find out how they got on...  ... Find out more


Dec

01

2016

Will your business interruption insurance cover a cyber event?

The recent news reports on Tesco, Yahoo! and TalkTalk show us that Cyber incidents are on the increase and a recent report from Lloyds of London stated that; 9 out of 10 large businesses had suffered a significant cyber-attack in the last 5 years. However, this doesn't just affect larger businesses...  ... Find out more


Sep

23

2016

Insurance Broker of the Year 2016!

Friday 16th September 2016 marked the day of the 23rd annual UK Broker Awards ceremony. This prestigious event is a fantastic opportunity to reflect and celebrate all of the outstanding work that brokers, from the smallest to the largest...  ... Find out more


Sep

15

2016

Apprenticeship Success

In May we watched two of our young apprentices graduate with flying colours, completing a NVQ level 3 qualification, as well as achieving their Certificate in Insurance (Cert CII) professional qualification. Through the apprenticeship scheme they have not only...  ... Find out more


Sep

15

2016

Cyber - Directors & Officers

With data breaches becoming more common and more high profiled, there is a need for increased diligence from directors concerning cyber security, to prevent claims arising. This means that...  ... Find out more


Sep

15

2016

Getting to know Victoria Dawes

In this article we will explore the role of Victoria Dawes, Pi-Broking Manager at Morrison Insurance Solutions. We find out more about what her job role entails, what makes her tick and what ticks her off...  ... Find out more


Sep

15

2016

Supporting the Stratford Cancer and Eye Hospital

At Morrison Insurance Solutions we are passionate about supporting our local community, particularly when it comes to those who need it most. This year we have made efforts to raise money for the...  ... Find out more


Sep

15

2016

What is underinsurance?

When purchasing insurance the premium is calculated on the buyer’s individual circumstances and the amount of cover they decide to take out to protect their business...  ... Find out more


May

31

2016

Cyber Security - Protect your Data!

Loss of data, whether maliciously through a cyber-attack or as the result of an innocent mistake, can seriously affect a business. As well as generating fines of up to  ... Find out more


May

31

2016

Flood Re Update

Flood Re is a not-for-profit fund that was established in 2011 as a collaboration between the Government and the Insurance industry, to provide affordable cover for  ... Find out more


May

31

2016

Getting to know Jason Oldham

In this article we will explore the role of Jason Oldham, Senior Manager at Pi-Property Insurance. We find out more about what his job role entails, what makes him tick and what ticks him off  ... Find out more


May

31

2016

Landlords and Letting Agents face being fined

Since February 2016 Landlords and some Letting Agents are now required to check the Immigration status of all their new residential tenancies when the property is used as their main home  ... Find out more


May

31

2016

Pool Re Amendments

Last year after a review of the scheme it was decided that it would be beneficial to make some changes, these are the first significant amendments since 2003 and are intended to  ... Find out more


May

31

2016

The importance of Risk Management

Every business is prone to risk and even the adverse are at the point where it is riskier not to do anything when it comes to a risk management plan. The key functions of risk management are  ... Find out more


Apr

14

2016

Commercial Crime

It is a sad fact that Commercial Crime Cover is increasingly becoming a necessity for businesses of all sizes. Recent statistics show that  ... Find out more


Feb

02

2016

Flood Advice

Following the recent widespread flooding across many parts of the UK, we have produced a short guide offering advice to those who may have suffered damage to their property and how you can prepare to mitigate the damage from future flooding   ... Find out more


Feb

02

2016

How to spot a scam?

The definition of ‘scam’ is a scheme, or trick, performed by a dishonest individual or group in an attempt to obtain money or something else of value. They can arrive by post, phone call, text message or email or a scammer may turn up at your home. As the scammers are getting more intelligent we look at...  ... Find out more


Feb

02

2016

Proud Supporters of INAS

Here at Morrison Insurance Solutions, we are proud to be a supporter of INAS. INAS is an international charity that supports para-athletes with an intellectual disability (also known as a ‘learning disability’) worldwide. Formed in...  ... Find out more


Feb

02

2016

Top 10 reasons to buy Directors and Officers cover

In this article we have listed what we believe are the top 10 reasons to purchase Directors' and Officers' insurance...  ... Find out more


Feb

02

2016

Whiplash capital of the world

The UK has been previously suggested to be the “Whiplash Capital of the World” by The Transport Select Committee as it is said to cost the insurance industry about £2.5billion a year. For every accident reported there are...  ... Find out more


Oct

01

2015

Why Go Chartered?

In 2014 we managed to claim the title of ‘Chartered Broker of the Year’ at the UK Broker Awards for the first time, and then we were thrilled to be able to maintain the title in 2015  ... Find out more


Sep

21

2015

Cyber Directors' & Officers' claims may be on the rise

UK companies need to recognise the risk of cyber-related directors’ and officers’ (D&O) liability claims as no company is too small to face a cyber-attack  ... Find out more


Sep

21

2015

Insurance Act 2015 Reforms

Read more to find out about how the Insurance Act 2015 Reforms might affect you  ... Find out more


Sep

21

2015

New Safety Regulations Announced for Private Landlords

The Government has announced that from October 2015 landlords will be required to install working smoke and carbon monoxide alarms in their properties  ... Find out more


Sep

21

2015

The flood debate goes on

Find out about the progress of Flood Re, the not-for-profit fund being established jointly by the Government and the insurance industry to provide affordable cover to those living in areas of high flood risk  ... Find out more


Dec

18

2014

Avoid being surprised by bank interest clauses in real estate lending

Banks are imposing ever stricter conditions on their real estate lending through the use of interest clauses. Although insurers understand the banking industry’s reasons for including these clauses, customers are often unaware of...  ... Find out more


Dec

18

2014

How to Prevent Slips, Trips and Falls – 6 Point Plan

Slips, trips and falls can occur anywhere at any time and affect anyone. They are frequently the result of a combination of avoidable factors. To reduce the risk of accidents, your work environment must...  ... Find out more


Dec

18

2014

Landlords required to check right of prospective tenants

New rules banning landlords from renting a property to someone that does not have “a right to rent” in the UK will be piloted this month in the West Midlands. If the pilot is a success the rules will be introduced across the UK later in 2015...  ... Find out more


Dec

18

2014

The Illegal Cultivation of Drugs

The illegal cultivation of drugs can cause expensive damage to a property, but some landlords have found they are not covered by their insurance policy. This is because...  ... Find out more


Dec

18

2014

Theft of Vehicles That Are Unlocked or Have Keys Left Inside

Most motor insurance policies now exclude cover for theft if the vehicle is left unlocked and unattended or if the keys are left in or on the vehicle. Employers need to make absolutely sure that any company vehicle user understands that...  ... Find out more


Dec

18

2014

We can help you with the issues relating to mandatory commission disclosure

Mandatory commission disclosure could become a very thorny area for property managers. But we have the experts that can help you. Why not call us today to discuss?  ... Find out more


Sep

24

2014

Chartered Broker of the Year 2014

Gaining Chartered insurance broker status is an exclusive and valuable merit in its own right and demonstrates a commitment to delivering the highest professional level of knowledge, advice and ethical practice   ... Find out more


Sep

24

2014

Energy Act 2011 - The Impact on Property Lettings

The Energy Act 2011, set to come into force in April 2018 across England and Wales, is part of the UK government’s drive to reach its carbon reduction target  ... Find out more


Sep

24

2014

Is Legionnaires’ the new Asbestos?

An update to health and safety legislation means insurers need to pay renewed attention to the rarely considered threat of Legionnaires’ disease  ... Find out more


Sep

24

2014

The Implications of Changing the UK’s Riot Act

It is common ground that the Riot (Damages) Act 1886 is difficult to understand, difficult to apply and in need of reform. The big question is: what should take its place?  ... Find out more


Sep

24

2014

Unoccupied Commercial Property Risks

When a commercial property becomes vacant the risk of fire, theft, damage and liability issues increases. We have compiled a list of some simple yet necessary ways to protect unoccupied commercial premises  ... Find out more


Sep

18

2014

Insurance income under threat

Insurance commission payments are an important revenue line for property managers so recent announcements by the Competitions and Markets Authority (CMA) need serious consideration  ... Find out more


Jun

19

2014

A sobering thought for pubs with beer gardens

After such a wretched winter there will be no shortage of people hoping for a warm, dry summer and looking forward to a drink in a beer garden. This is great news for landlords. However, there are public liability exposures to think about before you start serving up  ... Find out more


Jun

19

2014

Insurers going extra mile for their customers over real estate lending

Insurers have witnessed a sharp increase in the number of requests for bank interest clauses as banks continue to de-risk their real estate lending  ... Find out more


Jun

19

2014

The importance of tree maintenance

Local Authorities that don’t diligently implement a reasonable tree maintenance programme shouldn’t expect any sympathy from the courts. The London Borough of Bexley was left counting the cost when tree works that it had ordered were not implemented  ... Find out more


Jun

11

2014

Risks for businesses during football tournament

Our infographic details some scenarios that could unfold, which illustrate the risks to businesses posed by the global football tournament, as well as providing some illuminating statistics on the event itself  ... Find out more


Mar

26

2014

Business Continuity Planning...

You work so hard to gain an advantage over your competitors and maintain your reputation with your customers but without a viable business continuity plan all that effort can be undone very quickly. Many businesses struggle to  ... Find out more


Mar

26

2014

Flood exclusions threaten regional recovery...

Under the newly proposed Flood Re scheme commercial property will be excluded from compulsory flooding cover. The Royal Institution of Chartered Surveyors (RICS) has said that industrial businesses and shops in risk areas may be forced to  ... Find out more


Mar

26

2014

Our Success Story 2013/14…

We have been lucky enough to be recognised in a number of industry awards this year. Often judged by our peer group we appreciate their acknowledgement of our team’s professional approach to looking after our clients. Here’s a quick round up  ... Find out more


Mar

26

2014

The importance of Latent Defects Insurance...

It is not uncommon in construction projects to find faults and defects. There are many reasons, but most commonly they are due to failures in design, workmanship or materials. They may not become apparent or readily detectable, even with the exercise of reasonable care, until many years after completion of a project. This can be long after the  ... Find out more


Mar

26

2014

Working with a great in-house claims team...

This winter’s record-breaking floods highlight just how important it is to have a dedicated claims team working exclusively for you. December last year to February this year saw a 200% increase in claims being reported to our award winning team. Despite the  ... Find out more


Dec

02

2013

10 Top tips to Avoid the Pitfall of Underinsurance

Ensuring that your business assets are insured adequately can be an onerous task, and an on-going challenge. There are misconceptions around what should be insured and for how much  ... Find out more


Dec

02

2013

Environmental Exposures - Pension Fund Real Estate Portfolios

This factsheet highlights the main sources of environmental liability exposures for owners of Pension Fund Real Estate Portfolios along with an assessment of insurance programmes typically purchased for this class of business  ... Find out more


Dec

02

2013

Firework Precautions

Some of the most demanding nights of the year for the police, the fire brigade and other agencies are Halloween and bonfire night. The damage which can be caused to property as a consequence of the anti-social usage of fireworks is a serious concern  ... Find out more


Dec

02

2013

Is D&O Insurance Essential?

A Directors & Officers policy covers the errors and omissions of the Directors against actions bought against them as individuals, rather than against the company. A Director’s personal assets are potentially at stake for decisions they make on behalf of the company, with unlimited liability  ... Find out more


Dec

02

2013

What is Cyber Liability Insurance?

Cyber risk insurance covers the cost of restoring loss to business income or reputation caused by damage to computers and computer networks  ... Find out more


Sep

24

2013

Fire safety tips for your business before and during a firefighters‘ strike

It is very important that, during strike periods, businesses make every effort to reduce the chance of a fire occurring and to reduce its ability to spread quickly, should one happen. Lives may depend upon how good precautions and fire safety management procedures are.  ... Find out more


Jul

30

2013

Be on your metal if you have a vacant property

One of our insurer partners recently reported a 2,500% increase in metal theft claims during the last decade that were valued at more than £25,000. There is no doubt that the theft of valuable metals contained within the services installations of vacant properties has reached epidemic proportions. What can estate and property managers do to reduce the risk of it happening to their vacant properties  ... Find out more


Jul

30

2013

Cannabis Farming Claims Are On The Rise

Cannabis farming claims are higher than they have ever been. The cost to return a property to a habitable and rentable condition can be horrendous and time consuming. Prevention is always better than cure if you want to avoid the appalling mess cannabis farmers’ leave behind. We’ve compiled some tips for you  ... Find out more


Jul

30

2013

Fire Brigade Response To Your Business Emergency

A recent change in legislation effectively gives each fire brigade in the UK the authority to determine a response strategy of its own. Many fire brigades point to the fact that only one in ten emergency calls they receive need their attention. If this influences their call out strategy however, how will this affect businesses and property owners  ... Find out more


Jul

30

2013

Flood Re agreed as answer to flood-prone properties

More and more properties in the UK are becoming virtually uninsurable because they are deemed to be in high-risk flood areas. Until recently the issue was addressed with an agreement between Government and the insurance industry but in 2015 that will be replaced with a new agreement called Flood Re. We have produced an update for property owners and managers who might be affected  ... Find out more


Jul

30

2013

Property Owners Liability Limit – Is It Enough?

We often see Property Owners insurance policies with wholly inadequate limits of indemnity of just £1 million or £2 million. In today’s litigious society it only takes a tile falling from a roof or an electrical fire for a significant claim to be made if someone is injured or even killed. Don’t take the chance – Pi Property Insurance cover has a minimum of £5 million worth of cover, and for just a few pounds extra can be increased to our recommended level of £10 million  ... Find out more


Jul

19

2013

Ministry of Justice Reforms

The new proposals from the Ministry of Justice, that are currently planned to come into effect after 31st July 2013, will make for some drastic changes around how you prepare your documentation relating to Employers' Liability (EL) and Public Liability (PL) claims  ... Find out more


May

30

2013

Government and ABI to extend Flood Insurance Deal

The ABI and the government are in emergency talks about how to extend their current flood insurance deal, as potential replacement Flood Re will not  ... Find out more


Jan

03

2013

Environmental Impairment – are you covered?

The gap between traditional liability insurance cover and the range of environmental liabilities to which a business can be exposed has become uncomfortably wide in the last few years and is getting wider. There are two main reasons   ... Find out more


Sep

26

2012

Early Intervention Service

A recent CBI survey calculated that the direct costs to the UK economy of absenteeism is £17 billion, with the average absence per employee being put at 6.5 days per annum. The survey showed   ... Find out more


Sep

15

2012

Riots, Disturbances, or Civil Unrest?

A lot of conflicting information has been provided by the press and other commentators regarding the legal status of recent events and the impact that status might have on people and businesses making claims for damages they have suffered. Contrary to some reports  ... Find out more


Apr

01

2012

Advice for tenants and leaseholders - Non-weather related water damage

Every year millions of pounds of damage is caused to property and contents because of non-weather related water damage. This is mostly due to   ... Find out more


Mar

07

2012

Professional Indemnity Insurance

No business ever sets out to make a mistake or act negligently but sometimes things can go wrong. And, because businesses operate in an increasingly litigious world, the risk of  ... Find out more


Dec

06

2011

Snow & Ice Advice

There has been considerable snowfall during the last two winters. The sustained nature of these events, combined with low temperatures has produced hazardous conditions underfoot that have  ... Find out more


Dec

01

2011

Continuous Insurance Enforcement

With effect from January 2011 a new motor insurance law, Continuous Insurance Enforcement, gives DVLA more power to combat keepers of vehicles that are not insured. From now on  ... Find out more


Sep

08

2011

Employer’s Liability Tracing Office

The Employers’ Liability Tracing Office (ELTO) is an Insurance Industry-wide initiative to help those who have suffered injury or disease in the workplace trace relevant Employers’ Liability insurers so that they can make a claim. They do this by  ... Find out more


Sep

01

2011

Risk management in a recession

Recessions inevitably put extra strains on businesses and in a series of articles we have put together some hints and tips to help show how risks may be changing and what businesses can do to reduce them. This paper offers some general tips on how businesses can mitigate their risks  ... Find out more


Sep

01

2011

Risk management in a recession - motor fleets

Recessions inevitably put extra strains on businesses and in a series of articles we have put together some hints and tips to help show how risks may be changing and what businesses can do to reduce them. This paper concentrates on businesses operating motor fleets  ... Find out more


May

05

2011

Test Emergency Lighting

A considerable number of fire deaths are caused by smoke inhalation. Finding a way out is critical. Emergency lighting illuminates escape routes when the main power supply is shut down so making sure  ... Find out more


May

05

2011

Theft of heating oil

The cost of heating oil has increased significantly in the last year resulting in a major hike in thefts from both domestic and commercial properties  ... Find out more


Mar

03

2011

Cannabis Farming On The Rise

Cannabis farming claims are higher than they have ever been according to Aviva a leading landlord property insurer. They have reported a 30% rise in residential cannabis farming in the last year  ... Find out more


Mar

03

2011

Claims – an extra service

There are number of reasons why buying extra cover makes sense  ... Find out more


Contact us today

01789 766888